Component Based Insurance

  • Component Based Insurance:
    • Insuring butterfat, protein and other solids prices at the producers selected butterfat and protein levels (other solids is fixed at standard levels).
  • Butterfat Price Formula:
    • (Butter Price - $0.1715)  x 1.211 = Butterfat Price ($/lb)
  • Other Solids Price Formula:
    • (Dry Whey Price - $0.1991) x 1.03 = Other Solids Price ($/lb)
  • Protein Price Formula:
    • Protein Value in Cheese + (Butterfat Value in Cheese - Butterfat Value in Butter) * 1.17 = Protein Price ($/lb) 
  • All three of the above formulas are the building blocks of the Class III Equation. for further detail and expansion of the protein price see the link below
  • Detailed Class III Equation
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